Estimate Your Orange County Down Payment Assistance Amount

Use the tool below to quickly see what tier of assistance you may qualify for: Very Low, Low, or Moderate Income. No login or personal information required.

Buying your first home in Orange County just got easier.

This calculator helps you estimate how much assistance you could receive through the county’s official down payment assistance program — up to $70,000 based on your income and household size.

What to Do After You Check Your Eligibility

Now that you have your estimated assistance amount, take the next step to get pre-qualified and start your homebuying journey in Orange County.

Attend a HUD-approved homebuyer education course

This is required before you can receive funding.

Get pre-approved by a participating lender

You'll need a minimum 620 credit score and a purchase price under $345,000.

Choose a qualified home

Single-family homes, condos, townhomes, and modular homes are eligible. No mobile homes.

Apply through Orange County's official portal

Submit your documents and begin the approval process.

Frequently Asked Questions

How accurate is this calculator?

The results are based on HUD income limits for Orange County. Exact qualification is determined through official application review.

Does this guarantee I’ll get assistance?

No — this is an estimate tool. Final approval depends on meeting full program requirements.

Can I apply with other programs too?

Yes! Many buyers combine this with FHA, VA, or the Florida Hometown Heroes program for even more support.